Silt, CO
How exposed is Silt to wildfire?
Silt sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,179 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silt at the 64th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Silt's building exposure, zone by zone
Silt rates 79.5% Minimal exposure against just 19.6% Direct and 0.9% Indirect — of 1,179 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Silt against the rest of the country
Inside Colorado, Silt sits at just the 38th percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Silt ranks 9,450 for wildfire risk (1 is highest) and 10,773 by building count (1 is largest). Within Colorado alone, it ranks 294 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Silt and the insurance market
Silt's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Even with 79.5% of Silt outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,179 counted buildings into the percentiles shown above for Silt. For more on what minimal exposure implies beyond Silt, see the exposure-zones guide.