Siloam, GA
Siloam, GA's wildfire risk, in USFS's own numbers
USFS scores Siloam at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 221 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Siloam at the 76th percentile, close to its 74th-percentile risk score.
Siloam's building exposure, zone by zone
USFS classifies 87.8% of Siloam's buildings as Direct exposure, higher than its 12.2% Indirect share and far above its 0% Minimal share — a profile where 194 structures sit close enough to vegetation that lot clearing matters most.
Siloam against the rest of the country
Siloam scores 74th nationally and 78th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Siloam ranks 8,280 for wildfire risk (1 is highest) and 24,074 by building count (1 is largest). Within Georgia alone, it ranks 149 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 74th percentile nationally, Siloam carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Siloam
Because Direct exposure dominates in Siloam (87.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Siloam's figures come from
Siloam's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Siloam's dominant direct exposure actually means, with real examples from across the dataset.