Silo, OK
How exposed is Silo to wildfire?
USFS's Wildfire Risk to Communities model puts Silo at the 80th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 226 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Silo at the 82nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Silo's building exposure, zone by zone
Direct exposure dominates in Silo: 93.8% of its 226 buildings, versus 6.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Silo ranks
Silo ranks lower within Oklahoma (21st percentile statewide) than its 80th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Silo ranks 6,247 for wildfire risk (1 is highest) and 23,924 by building count (1 is largest). Within Oklahoma alone, it ranks 660 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Silo's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 93.8% of Silo in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Silo's figures come from
Every one of the two percentiles behind Silo's 6,247-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Silo's dominant direct exposure actually means, with real examples from across the dataset.