Siler City, NC
Siler City wildfire risk explained
Siler City sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,178 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Siler City's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Siler City's building exposure, zone by zone
3,178 buildings are counted in Siler City, and 53% of them are Indirect exposure — ember-driven risk rather than the 47% in Direct exposure or the 0% rated Minimal.
Where Siler City ranks
Siler City ranks lower within North Carolina (19th percentile statewide) than its 42nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Siler City ranks 18,442 for wildfire risk (1 is highest) and 5,192 by building count (1 is largest). Within North Carolina alone, it ranks 629 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Siler City and the insurance market
Siler City's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Siler City
Because 53% of Siler City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Siler City's figures come from
The methodology guide shows exactly how USFS turned 3,178 counted buildings into the percentiles shown above for Siler City. The exposure-zones guide covers what Siler City's dominant indirect exposure actually means, with real examples from across the dataset.