Signal Mountain, TN
Signal Mountain wildfire risk explained
Signal Mountain's 3,416 buildings earn a 79th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Signal Mountain's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Signal Mountain's building exposure, zone by zone
94.4% of Signal Mountain's 3,416 buildings sit in USFS's Direct exposure zone, roughly 3,225 structures close enough to burnable vegetation for flame contact, not just embers — 5.6% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Signal Mountain ranks
Signal Mountain's risk sits at a similar level relative to Tennessee (85th percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Signal Mountain ranks 6,567 for wildfire risk (1 is highest) and 4,895 by building count (1 is largest). Within Tennessee alone, it ranks 77 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Signal Mountain and the insurance market
At the 79th percentile nationally, Signal Mountain carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Signal Mountain
With 94.4% of Signal Mountain in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Signal Mountain's 6,567-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Signal Mountain, see the exposure-zones guide.