Siesta Key, FL
Siesta Key wildfire risk explained
Siesta Key's 3,710 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Siesta Key at the 55th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Siesta Key's building exposure, zone by zone
Only 2.7% of Siesta Key's 3,710 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Siesta Key against the rest of the country
Siesta Key's 55th national percentile looks worse in isolation than its 8th ranking inside Florida does — this place is on the milder end for its own state, by 47 points. Among the 31,521 US communities USFS scores, Siesta Key ranks 14,208 for wildfire risk (1 is highest) and 4,508 by building count (1 is largest). Within Florida alone, it ranks 878 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Siesta Key and the insurance market
Siesta Key's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Siesta Key's 97.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Siesta Key's figures come from
Siesta Key's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Siesta Key's dominant minimal exposure actually means, with real examples from across the dataset.