Shorewood Hills, WI
Shorewood Hills wildfire risk explained
Shorewood Hills sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 770 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shorewood Hills's burn probability — fire likelihood with no building count factored in — sits at the 36th percentile nationally.
What "at risk" means for the buildings here
Most of Shorewood Hills's buildings (57% of 770) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Shorewood Hills against the rest of the country
Within Wisconsin, Shorewood Hills ranks higher (75th percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Shorewood Hills ranks 21,165 for wildfire risk (1 is highest) and 13,922 by building count (1 is largest). Within Wisconsin alone, it ranks 204 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shorewood Hills and the insurance market
Shorewood Hills's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Shorewood Hills
With 57% of buildings rated Minimal exposure, Shorewood Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 770 counted buildings into the percentiles shown above for Shorewood Hills. For more on what minimal exposure implies beyond Shorewood Hills, see the exposure-zones guide.