Shorewood Forest, IN
Shorewood Forest wildfire risk explained
Shorewood Forest sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,198 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shorewood Forest at the 64th percentile, close to its 62nd-percentile risk score.
Shorewood Forest's building exposure, zone by zone
Indirect exposure is dominant in Shorewood Forest (52.4% of 1,198 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.3% sit in the Direct zone.
How Shorewood Forest compares
Compare Shorewood Forest's two percentiles: 100th within Indiana, only 62nd nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Shorewood Forest ranks 11,910 for wildfire risk (1 is highest) and 10,653 by building count (1 is largest). Within Indiana alone, it ranks 1 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Shorewood Forest
Shorewood Forest's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 52.4% of Shorewood Forest's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Shorewood Forest's 11,910-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Shorewood Forest, see the exposure-zones guide.