Shoreview, MN
How exposed is Shoreview to wildfire?
Shoreview sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 8,930 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shoreview's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Where Shoreview's buildings actually sit
Shoreview rates 67.2% Minimal exposure against just 23.5% Direct and 9.3% Indirect — of 8,930 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 8,930 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Shoreview compares
Shoreview's 71st-percentile standing inside Minnesota outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Shoreview ranks 16,455 for wildfire risk (1 is highest) and 1,865 by building count (1 is largest). Within Minnesota alone, it ranks 269 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shoreview and the insurance market
Shoreview's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 67.2% of buildings rated Minimal exposure, Shoreview gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Shoreview's figures come from
Shoreview's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Shoreview's dominant minimal exposure actually means, with real examples from across the dataset.