Shoreacres, TX
Shoreacres, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Shoreacres at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 865 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shoreacres at the 63rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Shoreacres's building exposure, zone by zone
Shoreacres rates 85.6% Minimal exposure against just 14.5% Direct and 0% Indirect — of 865 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Shoreacres compares
Inside Texas, Shoreacres sits at just the 15th percentile even though it scores 61st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Shoreacres ranks 12,430 for wildfire risk (1 is highest) and 13,034 by building count (1 is largest). Within Texas alone, it ranks 1,530 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shoreacres and the insurance market
Shoreacres's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 85.6% of buildings rated Minimal exposure, Shoreacres gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Shoreacres's figures come from
The methodology guide shows exactly how USFS turned 865 counted buildings into the percentiles shown above for Shoreacres. The exposure-zones guide covers what Shoreacres's dominant minimal exposure actually means, with real examples from across the dataset.