Shokan, NY
Shokan wildfire risk explained
Out of every US place USFS scores, Shokan lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 758 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shokan's burn probability — fire likelihood with no building count factored in — sits at the 47th percentile nationally.
What "at risk" means for the buildings here
758 buildings are counted in Shokan, and 98.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Shokan against the rest of the country
Within New York, Shokan ranks higher (92nd percentile) than it does nationally (48th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Shokan ranks 16,333 for wildfire risk (1 is highest) and 14,040 by building count (1 is largest). Within New York alone, it ranks 100 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Shokan's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 98.9% of Shokan in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Shokan's figures come from
The methodology guide shows exactly how USFS turned 758 counted buildings into the percentiles shown above for Shokan. The exposure-zones guide covers what Shokan's dominant direct exposure actually means, with real examples from across the dataset.