Shively, KY
How exposed is Shively to wildfire?
Shively's 8,315 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shively at the 13th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 13.8% of Shively's 8,315 buildings carry Direct exposure and 16.7% carry Indirect; the remaining 69.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 8,315 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Shively against the rest of the country
Shively scores 11th nationally and 13th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Shively ranks 28,077 for wildfire risk (1 is highest) and 2,004 by building count (1 is largest). Within Kentucky alone, it ranks 480 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Shively
At the 11th national percentile, Shively rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 69.5% of buildings rated Minimal exposure, Shively gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,315 counted buildings into the percentiles shown above for Shively. For more on what minimal exposure implies beyond Shively, see the exposure-zones guide.