Shiprock, NM
How exposed is Shiprock to wildfire?
Shiprock's 3,095 buildings earn a 50th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shiprock at the 50th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Shiprock's buildings actually sit
3,095 buildings are counted in Shiprock, and 57.5% of them are Indirect exposure — ember-driven risk rather than the 33.3% in Direct exposure or the 9.3% rated Minimal.
Shiprock against the rest of the country
Shiprock's 50th national percentile looks worse in isolation than its 16th ranking inside New Mexico does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Shiprock ranks 15,822 for wildfire risk (1 is highest) and 5,296 by building count (1 is largest). Within New Mexico alone, it ranks 418 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Shiprock
Shiprock's elevated rating (50th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Shiprock's 57.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Shiprock's figures come from
The methodology guide shows exactly how USFS turned 3,095 counted buildings into the percentiles shown above for Shiprock. The exposure-zones guide covers what Shiprock's dominant indirect exposure actually means, with real examples from across the dataset.