Shipman, IL
How exposed is Shipman to wildfire?
Out of every US place USFS scores, Shipman lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 470 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shipman's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Shipman's building exposure, zone by zone
Most of Shipman's buildings (83.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Shipman against the rest of the country
Shipman's 56th-percentile standing inside Illinois outpaces its 17th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Shipman ranks 26,150 for wildfire risk (1 is highest) and 17,871 by building count (1 is largest). Within Illinois alone, it ranks 634 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shipman and the insurance market
At the 17th national percentile, Shipman rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 83.8% of Shipman's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Shipman's figures come from
The methodology guide shows exactly how USFS turned 470 counted buildings into the percentiles shown above for Shipman. The exposure-zones guide covers what Shipman's dominant indirect exposure actually means, with real examples from across the dataset.