Shiloh, TN
Shiloh, TN's wildfire risk, in USFS's own numbers
Shiloh's 104 buildings earn a 67th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shiloh's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Shiloh's building exposure, zone by zone
USFS classifies 100% of Shiloh's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 104 structures sit close enough to vegetation that lot clearing matters most.
Where Shiloh ranks
Shiloh scores 67th nationally and 60th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Shiloh ranks 10,412 for wildfire risk (1 is highest) and 28,872 by building count (1 is largest). Within Tennessee alone, it ranks 204 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Shiloh
Shiloh's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Shiloh (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Shiloh's figures come from
Every one of the two percentiles behind Shiloh's 10,412-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Shiloh's dominant direct exposure actually means, with real examples from across the dataset.