Shiloh, SC
How exposed is Shiloh to wildfire?
Shiloh sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 150 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shiloh's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Shiloh's building exposure, zone by zone
Direct exposure dominates in Shiloh: 85.3% of its 150 buildings, versus 14.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Shiloh compares
Shiloh's risk sits at a similar level relative to South Carolina (78th percentile statewide) as it does nationally (78th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Shiloh ranks 7,095 for wildfire risk (1 is highest) and 26,895 by building count (1 is largest). Within South Carolina alone, it ranks 105 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
What this risk score means for insurance
Shiloh's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 85.3% of Shiloh in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 150 counted buildings into the percentiles shown above for Shiloh. For more on what direct exposure implies beyond Shiloh, see the exposure-zones guide.