Shiloh, NJ
Shiloh wildfire risk explained
Shiloh sits at the 37th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 343 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shiloh at the 37th percentile, close to its 37th-percentile risk score.
What "at risk" means for the buildings here
Shiloh rates 52.2% Minimal exposure against just 47.5% Direct and 0.3% Indirect — of 343 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Shiloh ranks
Shiloh scores 37th nationally and 37th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Shiloh ranks 20,016 for wildfire risk (1 is highest) and 20,491 by building count (1 is largest). Within New Jersey alone, it ranks 443 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Shiloh
Shiloh's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Shiloh's 52.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 343 counted buildings into the percentiles shown above for Shiloh. For more on what minimal exposure implies beyond Shiloh, see the exposure-zones guide.