Shiloh, IL
How exposed is Shiloh to wildfire?
Shiloh sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 4,968 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shiloh's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
Shiloh's building exposure, zone by zone
85.8% of Shiloh's 4,968 buildings sit in USFS's Minimal exposure zone, with only 14.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Shiloh against the rest of the country
Within Illinois, Shiloh ranks higher (32nd percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Shiloh ranks 29,619 for wildfire risk (1 is highest) and 3,449 by building count (1 is largest). Within Illinois alone, it ranks 985 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 6th national percentile, Shiloh rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Shiloh's 85.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,968 counted buildings into the percentiles shown above for Shiloh. For more on what minimal exposure implies beyond Shiloh, see the exposure-zones guide.