Shiloh, AL
Shiloh wildfire risk explained
Shiloh's 287 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shiloh at the 85th percentile, close to its 80th-percentile risk score.
Where Shiloh's buildings actually sit
Of Shiloh's 287 counted buildings, 85.7% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Shiloh compares
Shiloh's risk sits at a similar level relative to Alabama (75th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Shiloh ranks 6,292 for wildfire risk (1 is highest) and 21,979 by building count (1 is largest). Within Alabama alone, it ranks 149 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shiloh and the insurance market
At the 80th percentile nationally, Shiloh carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Shiloh's 85.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 287 counted buildings into the percentiles shown above for Shiloh. For more on what direct exposure implies beyond Shiloh, see the exposure-zones guide.