Sherwood Shores, TX
Sherwood Shores wildfire risk explained
USFS's Wildfire Risk to Communities model puts Sherwood Shores at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,247 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sherwood Shores at the 71st percentile, close to its 71st-percentile risk score.
Sherwood Shores's building exposure, zone by zone
Most of Sherwood Shores's buildings (55.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Sherwood Shores against the rest of the country
Inside Texas, Sherwood Shores sits at just the 33rd percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sherwood Shores ranks 9,219 for wildfire risk (1 is highest) and 10,366 by building count (1 is largest). Within Texas alone, it ranks 1,202 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Sherwood Shores and the insurance market
Sherwood Shores's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Sherwood Shores's 55.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Sherwood Shores's figures come from
Sherwood Shores's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Sherwood Shores's dominant indirect exposure actually means, with real examples from across the dataset.