Sherwood (Defiance), OH
Sherwood (Defiance) wildfire risk explained
Out of every US place USFS scores, Sherwood (Defiance) lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 488 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sherwood (Defiance)'s burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
Sherwood (Defiance) rates 87.9% Minimal exposure against just 12.1% Direct and 0% Indirect — of 488 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Sherwood (Defiance) ranks
Compare Sherwood (Defiance)'s two percentiles: 19th within Ohio, only 3rd nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Sherwood (Defiance) ranks 30,527 for wildfire risk (1 is highest) and 17,575 by building count (1 is largest). Within Ohio alone, it ranks 1,029 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Sherwood (Defiance)
Sherwood (Defiance)'s low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 87.9% of Sherwood (Defiance) outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sherwood (Defiance)'s 30,527-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Sherwood (Defiance), see the exposure-zones guide.