Sherman, NY
Sherman, NY's wildfire risk, in USFS's own numbers
Sherman's 397 buildings earn a 38th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sherman at the 40th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Sherman's buildings actually sit
Of Sherman's 397 counted buildings, 74.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Sherman compares
Sherman's 82nd-percentile standing inside New York outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Sherman ranks 19,448 for wildfire risk (1 is highest) and 19,274 by building count (1 is largest). Within New York alone, it ranks 238 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Sherman
Sherman's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Sherman's 74.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Sherman's figures come from
Sherman's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Sherman's dominant direct exposure actually means, with real examples from across the dataset.