Sheridan, TX
Sheridan wildfire risk explained
USFS's Wildfire Risk to Communities model puts Sheridan at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 653 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sheridan's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
What "at risk" means for the buildings here
77.8% of Sheridan's 653 buildings sit in USFS's Direct exposure zone, roughly 508 structures close enough to burnable vegetation for flame contact, not just embers — 22.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Sheridan ranks
Inside Texas, Sheridan sits at just the 17th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Sheridan ranks 12,017 for wildfire risk (1 is highest) and 15,170 by building count (1 is largest). Within Texas alone, it ranks 1,498 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Sheridan's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Sheridan
With 77.8% of Sheridan in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 653 counted buildings into the percentiles shown above for Sheridan. For more on what direct exposure implies beyond Sheridan, see the exposure-zones guide.