Sheridan, MO
Sheridan wildfire risk explained
USFS's Wildfire Risk to Communities model puts Sheridan at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 186 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Sheridan at the 69th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
73.1% of Sheridan's 186 buildings sit in USFS's Minimal exposure zone, with only 26.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Sheridan ranks
Sheridan scores 68th nationally and 78th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sheridan ranks 10,088 for wildfire risk (1 is highest) and 25,394 by building count (1 is largest). Within Missouri alone, it ranks 242 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Sheridan
Sheridan's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 73.1% of Sheridan outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Sheridan's 10,088-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Sheridan, see the exposure-zones guide.