Shepherdsville, KY
How exposed is Shepherdsville to wildfire?
Out of every US place USFS scores, Shepherdsville lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 6,262 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shepherdsville at the 27th percentile, close to its 26th-percentile risk score.
Shepherdsville's building exposure, zone by zone
Most of Shepherdsville's buildings (69.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 6,262 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Shepherdsville compares
Compare Shepherdsville's two percentiles: 48th within Kentucky, only 26th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Shepherdsville ranks 23,480 for wildfire risk (1 is highest) and 2,772 by building count (1 is largest). Within Kentucky alone, it ranks 288 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Shepherdsville
At the 26th national percentile, Shepherdsville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Shepherdsville (69.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,262 counted buildings into the percentiles shown above for Shepherdsville. For more on what indirect exposure implies beyond Shepherdsville, see the exposure-zones guide.