Shepardsville, IN
How exposed is Shepardsville to wildfire?
USFS's Wildfire Risk to Communities model puts Shepardsville at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 195 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shepardsville at the 29th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Shepardsville: 86.2% of its 195 buildings, versus 13.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Shepardsville ranks
Compare Shepardsville's two percentiles: 93rd within Indiana, only 28th nationally — a gap of 65 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Shepardsville ranks 22,809 for wildfire risk (1 is highest) and 25,023 by building count (1 is largest). Within Indiana alone, it ranks 69 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Shepardsville
At the 28th national percentile, Shepardsville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 86.2% of Shepardsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Shepardsville's 22,809-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Shepardsville, see the exposure-zones guide.