Shenandoah, TX
How exposed is Shenandoah to wildfire?
Out of every US place USFS scores, Shenandoah lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,445 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shenandoah at the 52nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Shenandoah's building exposure, zone by zone
Shenandoah rates 53.9% Minimal exposure against just 2.2% Direct and 43.9% Indirect — of 1,445 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Shenandoah ranks
Shenandoah's 51st national percentile looks worse in isolation than its 7th ranking inside Texas does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Shenandoah ranks 15,459 for wildfire risk (1 is highest) and 9,410 by building count (1 is largest). Within Texas alone, it ranks 1,673 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shenandoah and the insurance market
Shenandoah's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 53.9% of Shenandoah outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Shenandoah's figures come from
Shenandoah's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Shenandoah's dominant minimal exposure actually means, with real examples from across the dataset.