Shell Point, SC
Shell Point, SC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Shell Point lands at the 90th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 954 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shell Point at the 84th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Shell Point's building exposure, zone by zone
Direct exposure dominates in Shell Point: 92.7% of its 954 buildings, versus 7.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Shell Point against the rest of the country
Shell Point scores 90th nationally and 98th within South Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Shell Point ranks 3,099 for wildfire risk (1 is highest) and 12,280 by building count (1 is largest). Within South Carolina alone, it ranks 13 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shell Point and the insurance market
Shell Point's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Shell Point's 92.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Shell Point's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Shell Point, see the exposure-zones guide.