Shelburn, IN
How exposed is Shelburn to wildfire?
USFS scores Shelburn at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 774 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shelburn's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Shelburn's building exposure, zone by zone
USFS classifies 62.4% of Shelburn's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 37.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Shelburn against the rest of the country
Shelburn's 31st-percentile standing inside Indiana outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Shelburn ranks 30,192 for wildfire risk (1 is highest) and 13,879 by building count (1 is largest). Within Indiana alone, it ranks 671 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Shelburn
Shelburn's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Shelburn
Shelburn's 62.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Shelburn's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Shelburn, see the exposure-zones guide.