Sheffield Lake, OH
How exposed is Sheffield Lake to wildfire?
Sheffield Lake sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 4,215 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sheffield Lake's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Sheffield Lake's building exposure, zone by zone
87.6% of Sheffield Lake's 4,215 buildings sit in USFS's Minimal exposure zone, with only 12.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Sheffield Lake against the rest of the country
Within Ohio, Sheffield Lake ranks higher (68th percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sheffield Lake ranks 21,720 for wildfire risk (1 is highest) and 4,044 by building count (1 is largest). Within Ohio alone, it ranks 410 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Sheffield Lake and the insurance market
Sheffield Lake's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 87.6% of buildings rated Minimal exposure, Sheffield Lake gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Sheffield Lake's figures come from
The methodology guide shows exactly how USFS turned 4,215 counted buildings into the percentiles shown above for Sheffield Lake. The exposure-zones guide covers what Sheffield Lake's dominant minimal exposure actually means, with real examples from across the dataset.