Shawnee, OK
How exposed is Shawnee to wildfire?
Shawnee sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 15,077 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shawnee's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
What "at risk" means for the buildings here
USFS classifies 44.4% of Shawnee's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.3% Direct and 35.3% Indirect — a landscape-level risk rather than a building-by-building one. At 15,077 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Shawnee compares
Shawnee ranks lower within Oklahoma (51st percentile statewide) than its 91st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Shawnee ranks 2,934 for wildfire risk (1 is highest) and 982 by building count (1 is largest). Within Oklahoma alone, it ranks 410 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Shawnee's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 44.4% of buildings rated Minimal exposure, Shawnee gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 15,077 counted buildings into the percentiles shown above for Shawnee. For more on what minimal exposure implies beyond Shawnee, see the exposure-zones guide.