Shaw Heights, CO
Shaw Heights wildfire risk explained
Out of every US place USFS scores, Shaw Heights lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,843 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shaw Heights at the 41st percentile, close to its 39th-percentile risk score.
Where Shaw Heights's buildings actually sit
Only 0.4% of Shaw Heights's 1,843 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Shaw Heights ranks
Shaw Heights's 39th national percentile looks worse in isolation than its 8th ranking inside Colorado does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Shaw Heights ranks 19,119 for wildfire risk (1 is highest) and 7,933 by building count (1 is largest). Within Colorado alone, it ranks 435 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Shaw Heights's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Shaw Heights
With 99.6% of buildings rated Minimal exposure, Shaw Heights gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Shaw Heights's figures come from
Shaw Heights's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Shaw Heights's dominant minimal exposure actually means, with real examples from across the dataset.