Shartlesville, PA
Shartlesville, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Shartlesville at the 36th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 271 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shartlesville at the 34th percentile, close to its 36th-percentile risk score.
What "at risk" means for the buildings here
53.9% of Shartlesville's 271 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 41% Direct and 5.2% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Shartlesville ranks
Compare Shartlesville's two percentiles: 52nd within Pennsylvania, only 36th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Shartlesville ranks 20,186 for wildfire risk (1 is highest) and 22,484 by building count (1 is largest). Within Pennsylvania alone, it ranks 951 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Shartlesville's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Shartlesville's 53.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 271 counted buildings into the percentiles shown above for Shartlesville. For more on what indirect exposure implies beyond Shartlesville, see the exposure-zones guide.