Sharpsville, IN
How exposed is Sharpsville to wildfire?
USFS scores Sharpsville at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 382 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sharpsville's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
Where Sharpsville's buildings actually sit
Most of Sharpsville's buildings (89% of 382) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Sharpsville against the rest of the country
Sharpsville scores 1st nationally and 6th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sharpsville ranks 31,241 for wildfire risk (1 is highest) and 19,588 by building count (1 is largest). Within Indiana alone, it ranks 904 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Sharpsville's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Sharpsville
Even with 89% of Sharpsville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 382 counted buildings into the percentiles shown above for Sharpsville. For more on what minimal exposure implies beyond Sharpsville, see the exposure-zones guide.