Sharpsburg, IA
How exposed is Sharpsburg to wildfire?
Sharpsburg sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 98 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Sharpsburg's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Sharpsburg's buildings actually sit
Of Sharpsburg's 98 counted buildings, 50% carry Direct exposure and only 50% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Sharpsburg compares
Within Iowa, Sharpsburg ranks higher (67th percentile) than it does nationally (48th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Sharpsburg ranks 16,289 for wildfire risk (1 is highest) and 29,120 by building count (1 is largest). Within Iowa alone, it ranks 339 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Sharpsburg's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 50% of Sharpsburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Sharpsburg's figures come from
The methodology guide shows exactly how USFS turned 98 counted buildings into the percentiles shown above for Sharpsburg. The exposure-zones guide covers what Sharpsburg's dominant direct exposure actually means, with real examples from across the dataset.