Sharon, TN
Sharon, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Sharon lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 626 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sharon at the 26th percentile, close to its 25th-percentile risk score.
Where Sharon's buildings actually sit
USFS classifies 68.2% of Sharon's buildings as Direct exposure, higher than its 3.5% Indirect share and far above its 28.3% Minimal share — a profile where 427 structures sit close enough to vegetation that lot clearing matters most.
How Sharon compares
Sharon's 25th national percentile looks worse in isolation than its 10th ranking inside Tennessee does — this place is on the milder end for its own state, by 15 points. Among the 31,521 US communities USFS scores, Sharon ranks 23,650 for wildfire risk (1 is highest) and 15,495 by building count (1 is largest). Within Tennessee alone, it ranks 454 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Sharon
Sharon's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Sharon (68.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Sharon's figures come from
The methodology guide shows exactly how USFS turned 626 counted buildings into the percentiles shown above for Sharon. The exposure-zones guide covers what Sharon's dominant direct exposure actually means, with real examples from across the dataset.