Shamrock, TX
Shamrock, TX's wildfire risk, in USFS's own numbers
USFS scores Shamrock at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,632 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shamrock at the 99th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Shamrock's buildings actually sit
84.5% of Shamrock's 1,632 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 15.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Shamrock compares
There's little gap between Shamrock's 98th national percentile and its 99th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Shamrock ranks 521 for wildfire risk (1 is highest) and 8,646 by building count (1 is largest). Within Texas alone, it ranks 21 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shamrock and the insurance market
Shamrock's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 84.5% of Shamrock's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Shamrock's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Shamrock, see the exposure-zones guide.