Shadybrook, TX
Shadybrook, TX's wildfire risk, in USFS's own numbers
USFS scores Shadybrook at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,144 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shadybrook at the 78th percentile, close to its 77th-percentile risk score.
Where Shadybrook's buildings actually sit
Of Shadybrook's 1,144 counted buildings, 91.4% carry Direct exposure and only 2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Shadybrook ranks
Shadybrook's 77th national percentile looks worse in isolation than its 54th ranking inside Texas does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Shadybrook ranks 7,168 for wildfire risk (1 is highest) and 11,001 by building count (1 is largest). Within Texas alone, it ranks 838 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Shadybrook's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 91.4% of Shadybrook in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Shadybrook's 7,168-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Shadybrook, see the exposure-zones guide.