Shady Point, OK
How exposed is Shady Point to wildfire?
Shady Point sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 699 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shady Point at the 97th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Shady Point's buildings actually sit
89.3% of Shady Point's 699 buildings sit in USFS's Direct exposure zone, roughly 624 structures close enough to burnable vegetation for flame contact, not just embers — 10.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Shady Point ranks
Inside Oklahoma, Shady Point sits at just the 76th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Shady Point ranks 1,740 for wildfire risk (1 is highest) and 14,665 by building count (1 is largest). Within Oklahoma alone, it ranks 200 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shady Point and the insurance market
At the 95th percentile nationally, Shady Point carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Shady Point's 89.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Shady Point's 1,740-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Shady Point, see the exposure-zones guide.