Shady Hollow, TX
Shady Hollow wildfire risk explained
USFS's Wildfire Risk to Communities model puts Shady Hollow at the 64th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,049 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Shady Hollow's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
What "at risk" means for the buildings here
50.9% of Shady Hollow's 2,049 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Shady Hollow compares
Shady Hollow ranks lower within Texas (20th percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Shady Hollow ranks 11,262 for wildfire risk (1 is highest) and 7,336 by building count (1 is largest). Within Texas alone, it ranks 1,436 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Shady Hollow
Shady Hollow's 64th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 50.9% of Shady Hollow's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Shady Hollow's figures come from
Shady Hollow's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Shady Hollow's dominant indirect exposure actually means, with real examples from across the dataset.