Shadow Lake, WA
Shadow Lake, WA's wildfire risk, in USFS's own numbers
USFS scores Shadow Lake at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,630 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Shadow Lake at the 19th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Shadow Lake's building exposure, zone by zone
79.5% of Shadow Lake's 1,630 buildings sit in USFS's Direct exposure zone, roughly 1,296 structures close enough to burnable vegetation for flame contact, not just embers — 20.5% fall in the Indirect, ember-only zone and 0% are Minimal.
How Shadow Lake compares
Shadow Lake's risk sits at a similar level relative to Washington (25th percentile statewide) as it does nationally (18th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Shadow Lake ranks 25,954 for wildfire risk (1 is highest) and 8,652 by building count (1 is largest). Within Washington alone, it ranks 472 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Shadow Lake
Shadow Lake's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Shadow Lake
Because Direct exposure dominates in Shadow Lake (79.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Shadow Lake's figures come from
Shadow Lake's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Shadow Lake's dominant direct exposure actually means, with real examples from across the dataset.