Shadeland, IN
Shadeland wildfire risk explained
USFS scores Shadeland at the 8th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,603 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Shadeland at the 8th percentile, close to its 8th-percentile risk score.
Shadeland's building exposure, zone by zone
Of Shadeland's 1,603 counted buildings, 61.6% carry Direct exposure and only 38.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Shadeland ranks
Within Indiana, Shadeland ranks higher (48th percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Shadeland ranks 29,148 for wildfire risk (1 is highest) and 8,759 by building count (1 is largest). Within Indiana alone, it ranks 508 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Shadeland
Shadeland's low wildfire rating (8th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Shadeland
Because Direct exposure dominates in Shadeland (61.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Shadeland's figures come from
Every one of the two percentiles behind Shadeland's 29,148-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Shadeland's dominant direct exposure actually means, with real examples from across the dataset.