Seymour, TN
Seymour wildfire risk explained
Out of every US place USFS scores, Seymour lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 7,079 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Seymour's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Seymour: 70.7% of its 7,079 buildings, versus 29.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 7,079 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Seymour ranks
Seymour scores 71st nationally and 69th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Seymour ranks 9,028 for wildfire risk (1 is highest) and 2,422 by building count (1 is largest). Within Tennessee alone, it ranks 155 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Seymour carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 70.7% of Seymour in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,079 counted buildings into the percentiles shown above for Seymour. For more on what direct exposure implies beyond Seymour, see the exposure-zones guide.