Seymour, IN
Seymour, IN's wildfire risk, in USFS's own numbers
USFS scores Seymour at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 9,507 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seymour at the 7th percentile, close to its 7th-percentile risk score.
Where Seymour's buildings actually sit
Most of Seymour's buildings (89.7% of 9,507) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,507 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Seymour ranks
Compare Seymour's two percentiles: 45th within Indiana, only 7th nationally — a gap of 38 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Seymour ranks 29,400 for wildfire risk (1 is highest) and 1,713 by building count (1 is largest). Within Indiana alone, it ranks 535 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Seymour and the insurance market
Seymour's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Seymour
Seymour's 89.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Seymour's 7th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Seymour, see the exposure-zones guide.