Sewaren, NJ
How exposed is Sewaren to wildfire?
Out of every US place USFS scores, Sewaren lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,297 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Sewaren at the 35th percentile, close to its 37th-percentile risk score.
Where Sewaren's buildings actually sit
Sewaren rates 98.4% Minimal exposure against just 1.6% Direct and 0% Indirect — of 1,297 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Sewaren compares
Sewaren scores 37th nationally and 37th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Sewaren ranks 19,978 for wildfire risk (1 is highest) and 10,093 by building count (1 is largest). Within New Jersey alone, it ranks 440 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Sewaren and the insurance market
Sewaren's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 98.4% of buildings rated Minimal exposure, Sewaren gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,297 counted buildings into the percentiles shown above for Sewaren. For more on what minimal exposure implies beyond Sewaren, see the exposure-zones guide.