Seward, NE
Seward wildfire risk explained
Seward's 2,994 buildings earn a 43rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Seward at the 37th percentile, close to its 43rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 91.9% of Seward's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Seward ranks
Seward ranks lower within Nebraska (27th percentile statewide) than its 43rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Seward ranks 17,996 for wildfire risk (1 is highest) and 5,448 by building count (1 is largest). Within Nebraska alone, it ranks 426 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Seward
Seward's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Seward's 91.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,994 counted buildings into the percentiles shown above for Seward. For more on what minimal exposure implies beyond Seward, see the exposure-zones guide.