Severna Park, MD
How exposed is Severna Park to wildfire?
USFS scores Severna Park at the 29th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 14,651 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Severna Park's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Severna Park's buildings actually sit
Direct exposure dominates in Severna Park: 62.7% of its 14,651 buildings, versus 22.8% Indirect and 14.6% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 14,651 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Severna Park against the rest of the country
Severna Park's 45th-percentile standing inside Maryland outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Severna Park ranks 22,279 for wildfire risk (1 is highest) and 1,016 by building count (1 is largest). Within Maryland alone, it ranks 290 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Severna Park
Severna Park's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Severna Park (62.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Severna Park's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Severna Park, see the exposure-zones guide.