Setauket, NY
How exposed is Setauket to wildfire?
Out of every US place USFS scores, Setauket lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,811 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Setauket's burn probability — fire likelihood with no building count factored in — sits at the 34th percentile nationally.
Setauket's building exposure, zone by zone
Direct exposure dominates in Setauket: 88% of its 1,811 buildings, versus 10.8% Indirect and 1.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Setauket ranks
Setauket's 72nd-percentile standing inside New York outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Setauket ranks 20,993 for wildfire risk (1 is highest) and 8,032 by building count (1 is largest). Within New York alone, it ranks 363 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Setauket and the insurance market
Setauket's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Setauket's 88% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Setauket's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Setauket, see the exposure-zones guide.