Servia, IN
Servia, IN's wildfire risk, in USFS's own numbers
Servia's 89 buildings earn a 1st-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Servia at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Servia's buildings actually sit
USFS classifies 66.3% of Servia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 33.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Servia compares
There's little gap between Servia's 1st national percentile and its 9th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Servia ranks 31,141 for wildfire risk (1 is highest) and 29,529 by building count (1 is largest). Within Indiana alone, it ranks 881 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Servia
Servia's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 66.3% of buildings rated Minimal exposure, Servia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Servia's 31,141-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Servia, see the exposure-zones guide.