Serenada, TX
How exposed is Serenada to wildfire?
Serenada sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 947 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Serenada at the 66th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
92.2% of Serenada's 947 buildings sit in USFS's Direct exposure zone, roughly 873 structures close enough to burnable vegetation for flame contact, not just embers — 7.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Serenada compares
Serenada ranks lower within Texas (27th percentile statewide) than its 68th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Serenada ranks 10,071 for wildfire risk (1 is highest) and 12,326 by building count (1 is largest). Within Texas alone, it ranks 1,321 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Serenada and the insurance market
At the 68th percentile nationally, Serenada carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Serenada (92.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Serenada's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Serenada, see the exposure-zones guide.